A 2008 federal law is supposed to protect people from having their genes used against them. But it only applies to health insurance ? not, for example, long-term-care insurance. That's exactly the type of insurance people might seek after learning they're genetically predisposed to some medical problem down the road.
Source: http://www.npr.org/blogs/health/2013/01/17/169634045/some-types-of-insurance-can-discriminate-based-on-genes?ft=1&f=1006
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